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Garanti Bank Vehicle Loan Interest Rates and How to Withdraw a Loan
Cars always have an important place for Turkish people. Especially men who dream of having a car. Nowadays, automobile prices exceed this dream. Unfortunately, the rapid increase in automobile prices also hinders these dreams. At this point, the only way we can buy a vehicle is a loan. Garanti Bank vehicle loans are also frequently investigated at this point. People wonder how much interest Garanti Bank charges, especially when buying a vehicle.
Garanti Bank Vehicle Loans
Garanti Bank offers 3 different types of vehicle loans. At this point, it offers you motorcycle loans, environmentally friendly vehicle loans, and 0 km digital vehicle loans. When we look at the bank's website, there is also a second-hand vehicle loan. At this point, you are allowed to take out a loan for a second-hand vehicle when purchasing a motorcycle or car. It is also among the banks that provide second-hand loans for electric and hybrid vehicles, which it calls environmentally friendly vehicles.
As you can understand from the name of these loans, motorcycle loans are given to you in cases where you want to buy a motorcycle. A 0 km digital vehicle loan is offered to you when you buy a new km vehicle. The reason why it is called digital is that you need to apply for this loan digitally. The last type of loan, an environmentally friendly vehicle loan, is offered for hybrid vehicles and electric vehicles. At this point, this type of loan is also given to new km and second-hand vehicles. Of course, there is a 5-year age limit for second-hand vehicles.
Garanti Bank Interest Rates
One of the issues that people are most curious about when searching for a Garanti Bank vehicle loan is, of course, interest rates. At this point, people wonder how much interest the bank receives. Garanti Bank
- When you ask for a motorcycle loan, it gives you a maximum of 500 thousand TL. It offers this with a maximum maturity of 48 months. At this point, when you withdraw 500 thousand TL for a brand new motorcycle and make a 48-month maturity, the bank asks you for 2.56% interest.
- If you want to benefit from an environmentally friendly car loan and withdraw 500 thousand TL, the interest rate requested from you at this point drops to 2.36%. This rate does not differ between second-hand and new.
- If you want a 0 km vehicle, the interest rate varies between 2.36% and 2.56% depending on the maturity period.
At this point, different campaigns can be offered to some customers.
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